Philippine Personal Finance
Savvy Spender
Calmly check the math before you sign. Installment and rent-vs-buy calculators, card FX and freelancer-payout comparisons, and car financing — all free, no sign-up.
Tools
5 live · 2 in progress
Installment Calculator
Compare balance conversion, credit-to-cash, and personal loan plans across multiple terms.
Card FX Comparison
Find the cheapest PH credit card for foreign transactions. Compare bank markups and simulate PHP costs.
Car Financing Comparison
Compare unlimited financing options — bank auto loans, credit-to-cash, in-house, or custom — with full cost breakdown and a priority-based pick.
Freelancer Payout Comparison
Getting paid from abroad? See which app nets you the most pesos after fees and FX — Wise, Payoneer, PayPal, e-wallets, banks, and crypto.
Rent vs. Buy a Home
Buy the condo or keep renting and invest the difference? A year-by-year wealth simulation with the break-even year and the odds buying actually wins.
Investment Planner
Project compounded growth and the effect of regular contributions.
Salary Calculator
Compute net take-home pay with PH withholding tax, SSS, PhilHealth, and Pag-IBIG.